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Phone: (760) 446-3500     Routing# 322283204  

Youth Accounts

April 21st, 2018
Kerr-McGee Center
9:00am to 12:00pm
Bite Of Reality

Bite of Reality is a two-and-a-half-hour, hands-on simulation that appeals to teens while giving them a taste of real-world financial realities. Teens are given a fictional occupation, salary, spouse and family, student loan debt, credit card debt, and medical insurance payments. The teens then walk around to various table-top stations to “purchase” housing, transportation, food, clothing, household necessities, day care, and other needs. Fortunately, the game also includes a “credit union” to help with their financial needs.

This interactive activity will teach teens how to make financial decisions and give them a better understanding of the challenges of living on a budget. Teens will have to deal with a pushy “car salesperson” and a commission-based “realtor,” and weigh their wants versus their needs. There’s even a “Fickle Finger of Fate” that will give some of the students unexpected “expenses” or “windfalls”—just like in real life.

Read about our 2017 event                              Register Here


Desert Valleys believes that the future lies in educating our children and has designed special savings program to help children save.

Parents can start a savings account for their child with only a $5 starting deposit.

Desert Kids (Birth to 18 yrs old)

Special accounts for children that includes a birthday card, special savings programs, and chances to earn prizes specific to kids. Additional programs will include investment for education and the future.

Desert Teens (13 to 17 yrs old)

Accounts for teens that help them with their first debit card, checking account, and promotions that appeal to their interests.